How to Remove Password from Bank Statement PDF? 5 Best Ways

Rollins Duke
Published: February 16th, 2026 • 12 Min Read

Blog Summary: A user can easily remove password from bank statement PDF files by following some direct and indirect methods. It can be ethically done via print option, Adobe default options, professional tools, preview option, and so on. However, each method to unlock bank statement PDF has its own pros and cons, so choose wisely.

A password-protected bank statement PDF file contains your financial records and transaction history. This is done to ensure that this data remains safe and only authorized users can read, preview, edit, print, or gain access to it. This practice basically acts as an extra shield around your personal and financial information.

However, for multiple reasons, you would want to unlock bank statement PDF. Thus, follow this guide as it walks you through the different safe and legal approaches to remove bank statement password PDF using various free and pro ways. It also highlights the prominent reasons behind it, detailed password formats, some security tips, and risk factors for overall consideration of this matter.

Why are Bank Statement PDFs always Password-Protected?

A locked bank statement PDF is a brief report of your financial transactions and banking activities. It includes everything from deposits, transfers, and withdrawals to contact information, account number, branch details, and more.

Thus, whether you download them from online platforms or official emails, they always remain protected due to security reasons. This password protection acts as a prevention from fraud, digital risks of data breaches, or any other unauthorized access.

Possible Passwords to Open Bank Statement PDF

There is no one password for every locked bank statement PDF. However, you can try the password formats mentioned below to unlock it temporarily.

Customer Identification Number: Every bank gives its customers a unique CIF number as an ID. You can get it from your passbook or the account details section. Simply, enter the CIF in the password field and check.
Account Number + DOB: Some banks combine the 11-digit account number and official date of birth as the bank statement password. For example, 12345678901021102
SMS-Generated Password: A few banks send the special, unique password to the account holder’s registered mobile number via SMS. Thus, make sure to keep that number activated and check the messages to remove password from bank statement PDF.
Date of Birth: Different formats (DDMMYYYY, MMDDYY, DDMMYY, etc.) of the official date of birth of the account holder can also be the password of a locked bank statement.
Name + DOB: A lot of banks combine the customer’s name’s first 4 letters in capital and the date of birth as the password for bank statements. For example, JOHN02112002
Mobile Number: In some cases, the last 4 digits of the registered mobile number are the password of the locked bank statement PDF. For example, the phone number is 1234567890, then the password would be 7890.

Apart from these, customer ID+ DOB, PAN number, and the last 4 digits of the account number can also be the password.

Important Note: In case none of the above shared password formats work for you, then connect with your respective bank customer support, official website, or branch. This will assist you in the right password pattern or do any further formalities (if required) to access the password.

Must Read: Be careful during the process to unlock bank statement PDF, as any unethical attempt or wrong intention can lead to legal actions under privacy and data protection laws.

Reasons to Unlock Bank Statement PDF Password

Every user has different reasons to open password-protected bank statements PDF depending on their needs and preferences. Here are some common reasons behind the same.

Simplified Access: The user wishes to permanently ease the way to reach and access financial records without the password hassle.
Sharing with Others: One may also need to remove passwords from bank statement PDF documents to share them with their financial advisors or anyone else.
Printing: Sometimes users need a hard copy of the bank statement, and if the PDF is password-protected with print restrictions, it requires immediate password removal.
Legal or Financial Needs: In case of certain legal or financial requirements, the users have to remove the bank statement password in order to obtain a quick read and reference of the data.
Digital Filing: If the user wants to put the bank statements into digital folders where they do not have to enter a password every time, they ultimately need to remove the password.
Software Compatibility: When one uses software and services to manage financial documents, then you need to download bank statements without password. This is mandatory in most cases because of compatibility issues.

The Safest Way to Remove Password from Bank Statement

A bank statement might look like a regular file, but it actually contains sensitive data that should never be taken for granted. In such a case, relying on any random solution can be risky, and hence, the professionals always use and suggest the BitRecover Unlock PDF Wizard.

It is safe to share bank statements, maintains data integrity, and turns out to be the most efficient solution in terms of cost, features, and ease of use. Download its free demo version to test its prime feature.

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The simple and quick steps to bulk unlock bank statement PDF forever using this modern solution are as follows:

Run this Bank Statement Password remover on your system.
Click on the Select Files or Select Folder option to choose single or bulk PDF bank statements.
Then, preview the selected bank statements PDF.
Select the saving location for the unlock bank statement PDF.
Click on Start and enter the user-level password for each PDF.
Wait a while to complete the process to remove password from bank statement PDF.

How to Remove Password from Bank Statement PDF Manually?

There are several manual or indirect ways available to unlock bank statement PDF documents. Thus, have a look at the techniques shared below to resolve your problem easily, safely, and quickly. Although the manual ways always come up with some limitations, do not forget to consider them.

1. Use Google Chrome Print Option

Google Chrome offers a direct option to print the open PDF. A user can follow the process shared below to unlock and remove the password permanently from the bank statement.

Open the saving location of the PDF bank statement on your device.
Now, right-click on it, select Open With, and choose Google Chrome.
Then, enter the correct password offered by your bank.
Once it’s unlocked, click on the Print icon or press Ctrl+P (Windows) and Cmd+P (Mac).
After this, choose Save as PDF in the Destination option and click on Save.
Finally, give it a saving name, a saving path, and click on Save to unlock bank statement PDF forever.

Alert: This method can lead to slight layout changes, missing hyperlinks, and broken digital signatures. Also, it is not the right choice for bulk unlocking.

2. Unlock Bank Statement PDF Using Adobe Acrobat

Using Adobe Acrobat Pro is another solution to remove password from bank statement, as it is more reliable than other solutions. Over and above that, it supports both user and owner password protected PDFs for efficient unlocking. The steps to use this utility are as follows:

Run Adobe Acrobat on your device.
Click on File option and select the locked bank statement PDF.
Now, click on Tools, select Protect, and choose the Encrypt option.
Finally, choose the Remove Security option and save the bank statement file again.

Alert: To follow this method, the user must have Adobe Acrobat Pro, which is very expensive compared to other reliable solutions for the same. Also, the interface of this utility is a little complex, which makes it difficult for non-tech users to operate.

3. Remove Password from Bank Statement using Preview (for Mac)

If you want to learn how to remove password from bank statements on macOS manually, then follow the steps below. It allows the user to easily open a locked bank statement PDF and share it, if needed.

Go to the location where the protected bank statement is saved.
Now, double-click on it to open in Mac Preview.
Once done, enter the correct password in the pop-up field.
After this, click on the File option and choose Export.
Make sure the option “Encrypt” is unchecked.
Finally, select the saving location & name and click on Save to unlock bank statement PDF on the Mac device.

Alert: This way might not work appropriately if the bank statement has restrictions on printing or exporting. Plus, just like the Google Chrome print option, it does not support any bulk unlocking and alters the layout as well as the digital signature.

4. Using Online Bank Statement Password Remover

One of the other ways that can help you remove passwords from bank statements is by using online password remover tools. The common steps for almost all of those solutions are as follows:

Open the “Bank Statement Password Remover” tool on your web browser.
Now, upload the bank statement file and enter the password to unlock it.
Finally, save and export the bank statement in unprotected PDF format.

Alert: Bank statements contain very confidential data, and using any random online bank statement password remover puts the data at risk. Such platforms eventually put the shared file on the cloud, which is not secure at all and can even misuse it for their own purposes. Thus, it is a careless way to deal with sensitive information.

Other Common Limitations of Manual Way

These ways are very time-consuming.
Users find them frustrating and confusing.
They might not support all types of bank statement PDFs.
Plus, some of them are dependent on other tools and factors like the internet.
There is no such guarantee of data integrity in manual ways.

Benefits of Using Certified Bank Statement Password Remover

As mentioned, the Bank Statement PDF Password Remover tool by BitRecover is a trustworthy and cost-efficient solution for every user, whether tech or non-tech. This application permits to unlock password and restrictions from bank statements in offline mode. Some of the other prominent features of this advanced software are as follows:

Designed for decluttering, yet batch unlock bank statement PDFs in one go.
Promises no data loss, alteration, or breach throughout the unlocking process.
Completely a standalone solution that does not require the support of any third-party tool, plugin, or app.
It works swiftly on both Mac and Windows operating systems, irrespective of their version.
Allows customized saving destination of the unlocked bank statement PDF file.
Supports both user-level password-protected and owner-level restricted (printing or editing only) PDF bank statements.
Gives a free demo version to test its notable features before getting the licensed version.
Asks for the password only once and makes that file permanently unlocked.
Follow all the privacy laws and standards to ensure the right practice.

Tips to Unlock Bank Statement PDF

Do not repeatedly guess and enter the wrong password, as it can corrupt the locked PDF file or permanently make it inaccessible.
Try to make a password manager or notes to save the specific bank password patterns. This can avoid future issues of lost passwords.
Any lawless action to bypass protection from bank statement PDFs violates the Data Protection Act and is considered a punishable crime. So, beware of it.
Make sure to keep a backup of the original bank statement PDF before following any removal method. This will save you from possible blunders like data loss.
Never ever upload your bank statements to unauthorized or online platforms.

FAQs

1. Why is my bank statement PDF locked?

Bank statement documents contain crucial and confidential information. So, most of the shared attachments, including bank statements, nominee details, investment proofs, etc., are always protected with specific passwords.

2. Can I remove bank statement password free?

Yes, you can use the macOS Preview app, Google Chrome’s print to PDF option, or any online password remover to remove bank statement password for free. However, they have some major limitations.

3. Can I edit bank statements?

Yes, using the experts’ trusted and certified BitRecover Bank Statement Password and Restriction Remover, you can easily unlock and further edit the bank statement effortlessly.

4. How to open bank statement without password?

Get the Bank Statement PDF Password Remover by BitRecover to unlock and open such protected financial reports without any password in the future. In case you do not remember or know the right password to unlock, contact the respective bank customer support.

5. Can bank statement PDF password removal be automated?

Yes, PDF password removal can be automated, but only using scripting tools such as AppleScript, Python, or JavaScript. However, these are very complex and time-consuming for the first time.

6. Is there any other way to unlock bank statement PDF permanently?

Apart from the macOS Preview app, print to PDF option, online tool, automated offline tool, and Adobe Acrobat, a user can also remove bank statement PDF passwords by taking screenshots and saving them in image format.

Conclusion

Removing password from bank statement PDF file is legal until it’s done ethically or otherwise, one undergoes legal trials. Therefore, the best tool to unlock bank statements is the Bank Statement Password Remover by BitRecover. Not only is it easy and fast to use, but it also ensures data safety and follows legal rules and regulations throughout the process. On the other hand, the manual ways might look simpler but have painful drawbacks that cost more than permanent data loss.

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